Every banker will swear upand down that its not possible to re-open a closed accountif you ask, but it is possible, and Ive seen it done underrare circumstances.
Subsequently, question is, can you open a Wells Fargo account if you owe them? You cant open this accountdirectly, only when youre unable to open a standardaccount due to past credit or banking history.
Thereof, can I reopen a bank account that was closed?
Bank Accounts Are Hard To Close, And Even HarderTo Keep Closed. Some customers who closed bankaccounts at Bank of America last fall recently receivedan unwelcome surprise: Their accounts reopened. JPMorganChase also will automatically reopen a customersaccount after its closed if the bank receivesa deposit.
How much money does Wells Fargo let you overdraft?
Our overdraft fee is per item whetherthe overdraft is by check, ATM withdrawal, debit cardtransaction, or other electronic means. You will be chargedno more than three (3) overdraft and insufficientfunds fees per day for Consumer accounts and no more thaneight (8) per day for Business accounts.