• Discussion Fanatics

    Credit card offers are subject to credit approval. Floor

  • Discussion Fanatics

    Yes, we offer a Floor and Decor credit card with financing options. Please see our Credit Center for more details and how to apply.

    Similarly, is it hard to get a Comenity credit card? The Comenity Bank credit cards that are easy to get are the ones that require fair credit for approval. That means youll need a score of about 640 or higher. And since the average persons credit score is about 40 points above that, these cards are well within reach for most of us.

    Likewise, people ask, does floor and decor take American Express?

    We accept all major credit cards: Visa, MasterCard, Discover, American Express, cash, check, and the Floor and Decor credit card.

    Is Comenity a real bank?

    Comenity Bank. Comenitys bank has been in the retail credit card business for more than 30 years. Together, their banks manage more than 100 credit programs for some of the biggest names in U.S. retail. Over 3,750 associates, in twelve locations across the U.S., work to support Comenity programs.


  • The Floor & Decor Credit Card offers compelling financing options, giving you the flexibility to pay over time.* Benefits of the card include flexible payment options, no annual fee, and convenient account management.

    6 months promotional financing on purchases of any amount1
    12 months promotional financing with purchases of $499 or more1
    48 months promotional financing for purchases $2,500 or more2
    No Interest if Paid In Full within 6 or 12 months with the Floor & Decor Credit Card. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period1.

    1Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.*

    7.99% APR for 48 months, thereafter 29.99% standard purchase APR on purchases of $2,500 or more made with your Floor & Decor Credit Card.2

    2Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the purchase APR will apply. Minimum payments are required for each Credit Plan.*

    *All Promotional Plans:

    Valid for single transaction only. As of July 2020, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is 2 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

    Credit card offers are subject to credit approval.

    Floor & Decor Credit Card Accounts are issued by Comenity Capital Bank.


  • You can pay your Comenity Bank credit card online, over the phone, or via mail. Just keep in mind that each credit card issued by Comenity has a different sign-in portal, as well as a different customer service phone number. And payment addresses can vary as well.

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